Patriot National,

Patriot National, Inc. is an independent national provider of comprehensive full-service outsourcing solutions within the worker's compensation insurance marketplace for insurance companies, employers, local governments and reinsurance captives. Our end-to-end portfolio of services enables our clients to increase business production, contain costs and reduce claims experience. We leverage our strong distribution relationships, proprietary business processes, advanced technology infrastructure and management expertise to deliver these value-added services that help our clients navigate the workers' compensation landscape, ensure compliance with state regulations, handle all aspects of the claims process and ultimately contain costs. We work with leading insurance carriers to design workers' compensation programs according to their preferred risk parameters and specifications. In turn, these customized insurance programs are marketed through our broad distribution network of over 1,000 independent retail agencies. While we play a central role in the underwriting, production and administration process, revenue for our services is fee-based and we do not write any insurance policies or bear underwriting risk. To our insurance carriers and other clients such as employers, local governments and reinsurance captives, we also offer a full suite of additional services including claims administration and adjudication, cost containment, nurse care management, fraud investigation and subrogation services.