Joint Equity

Joint Equity offers the Ethical Shared Ownership option that unites bond-holders and lower-income house-buyers in a mutual partnership. Both parties benefit from the capital growth of the property. Bond-holders - Joint Equity Investor Partners - help first-time buyers, key workers, divorced, separated and retired people living in rented accommodation to buy the home of their choice. House buyers - Joint Equity Resident Partners - need to have a minimum 5% deposit and be able to afford a maximum 45% LTV mortgage to qualify. Joint Equity will cover 50% of the conveyancing and survey costs and manage the purchase process. Our scheme differs from Government or housing association schemes because the JEIP funds can be used by the house buyer to purchase any property of their choice up to a maximum value of £250,000.