Harwell Protection

We’re passionate about finding the right protection solutions for clients who wish to protect their home and family. While nobody likes to think about what will happen when they’re gone, we can also plan ahead to protect your wishes so that those you love get the money you’ve left for them quickly and without paying excessive tax. We pride ourselves on expert, high-quality advice and as an independent protection intermediary, we strive to: • Find the right protection solutions for our clients, as not all insurers' decisions or products are the same, especially when it comes to quality and price; • Tailor protection products to your individual needs and budget; and • Source protection which is affordable and also accessible for people who have suffered with a health condition. Our services include: Protecting Your Home and Your Family • Mortgage Repayments - How would you and your family keep up with mortgage repayments if you became seriously ill or suffered an early death? How would you cope financially if your partner became seriously ill or suffered an early death? • Your income - Would you be financially resilient if you couldn’t work due to accident or sickness or suffered an early death? How long would your savings last? Could you still pay for all of your family’s requirements from food to phones? Protecting Your Wishes • The advantages of putting your protection policy in trust include ensuring the money goes where you want it to go, reducing inheritance tax, faster payment of the policy benefit and asset protection. This is particularly relevant if you're unmarried or not in a civil partnership and also when considering what policy benefits should be retained and what should you gift or give away? We want to build long-term and professional relationships with our clients, so you can have certainty when you need it most.