Dyck O'Neal,

Dyck O’Neal (“DONI”) is a respected national purchaser, manager and servicer of real estate loans based in Dallas, Texas. Founded in 1988, the firm specializes in mortgage-related debt, mortgage deficiencies, deficiency judgements, non-performing and sub-performing first and second liens, short sale workout notes and all classes of commercial real estate debt. With more than three decades of experience, DONI is a premier partner in the investment, management and equitable resolution of distressed and under-managed real estate debt, upholding the highest ethical obligations within the financial community. A trusted leader in the industry, the company’s sweeping portfolio of national partners includes major money centers and regional banks, credit unions, government-sponsored enterprises, private equity firms, Fortune 500 companies, the FDIC and more. We are the premier partner in the investment, management and equitable resolution of distressed and under-managed real estate debt, upholding the highest ethical obligations within the financial community. Since 1988, we have partnered nationally with major money center and regional banks, credit unions, government sponsored enterprises, private equity firms, Fortune 500 companies, the FDIC and many other investors involving: • Commercial and Consumer Loans • Performing, Sub Performing, Non-Performing, Secured and Unsecured Loans • Judgments, Mortgage Deficiencies, Charge Offs, Trouble Debt Restructures, and Loss Share Loans Since 1994, we have also been a partner with the FDIC in the management, resolution and recovery of commercial loan portfolios from failed financial institutions across the nation.