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Colmina is an impact-oriented organization designed to help financial professionals re-define their relationship with both client and firm. We believe that the key to better advice is providing a more supportive environment for the financial professional we serve. Important Disclosures: This page is a publication of Colmina, LLC. Information presented is believed to be factual and up to date, but it should not be regarded as a complete analysis of any topics discussed. All expressions of opinion reflect the judgment of the authors on the date of the post and are subject to change. All investment strategies have the potential for profit or loss. Content is provided for educational purposes only and does not constitute personalized financial advice. Legal and tax advice is general in nature. You should always consult an attorney or tax professional regarding your specific legal or tax situation. Hyperlinks on our posts are provided as a convenience. We cannot be held responsible for information, services or products found on websites linked to ours.