Clever Mortgages

Clever Mortgages specialise in helping a wide variety of people including those with bad or poor credit, today or historically, find the perfect mortgage. We specialise in assessing an individual’s situation and finding the right mortgage solution for them. We can help with all types of mortgages including, purchases for the first time or home movers, government backed schemes such as right to buy, help to buy and shared ownership, re-mortgages and buy-to-let mortgages. We have experts who cover all these areas. We can help even if you’ve had or got bad credit – we help people every day with a variety of credit histories to find the right mortgage. We can help with applications, as we’ll take the hassle away. We require your details once and we’ll know the best lenders for your circumstance. Our team know the lenders that are most likely to say ‘yes’, and give you the best rates. We've helped 1000's of customers get the perfect mortgage. As part of the Totemic group who have more than 25 years’ experience in the finance sector, Clever Mortgages have gained integral learnings in the financial market, and have access to a wealth of resource, experience and bespoke systems dedicated to the financial services sector.