When live says "no", we say "yes". We help people with no credit or challenged credit purchase a car that will keep them driving for many years. Established in 2001. We started as a regular used car lot finding third party financing for people who did not qualify for bank financing. Not everyone could qualify for alternative financing even if we thought they were likely to pay, so we started financing those people in our own finance company. As the company grew and could show a strong history, we were able to shift all of our customers to our in-house financing. Selling a car is only the start of our relationship with customers. We continue that relationship for the length of the loan and often beyond as customers finance their next cars through us.