B of Joy is a international cooperative fairtrade pro-life bank in formation. It's a grassroots citizens' initiative by professionals. Already supported by thousands of people. We introduce the fixed value currency URA. We offer: Financial, Ecological, Emotional and Social returns (F.E.E.S), on the basis of natural growth. We invest in local economies and sustainable projects for a healthy and just society. B of Joy is about liberation. A bank of, for and by the people. https://youtu.be/TAxZDbLY8lc