Advanced Financial Planning

Successful planning is all about expertise and regular review. In particular, in identifying and managing change. Once an agreement has been made to do business, our clients commit to regular (at least annual) reviews in order to ensure financial plans are on track, and to make amendments or additions as may become necessary as circumstances evolve. It is important to note, any research we conduct and early consultations will not usually attract a charge, as we aim to demonstrate where value can be added before we come to any further agreements on how best to proceed. Our main area of business and expertise is planning at retirement and post retirement, which encompasses a number of areas of planning. Our approach is simple. If we look after our clients then they will not want to go anywhere else - it is very much focused on long term client relationships This often leads to intergenerational planning. We are at the forefront of advice with an emphasis on: Bespoke / Tailored Investment Solutions Discretionary Fund Management (DFM), EIS/VCT, Self-Invested Personal Pensions, ISAs, General Investments and Investment Bonds (Offshore & Onshore) Cost Mitigation (value for money) Tax Mitigation - Inheritance Tax (IHT), Income Tax, Capital Gains Tax (CGT) Risk Mitigation - through use of Discretionary Fund Management to manage investment risk on your behalf in a fully bespoke portfolio Capital Preservation - use of Trusts to mitigate Inheritance Tax, Care Cost Recovery (CCR) In addition to our own areas of expertise we have a number of specialist professional connections that we engage with, where necessary. Approved by The Openwork Partnership on 23/02/2023.